Stop waiting days for a "maybe." Hour Funding gets working capital to small businesses today — with flexible terms and no restrictions on use.
Same-day decisions · Funds in hours · Flexible terms
We cut the red tape. Our streamlined process gets cash to your account the same day you apply.
Complete our 5-minute application. Tell us about your business and how much capital you need — no long paperwork, no tax returns required.
Our underwriting team analyzes your business revenue in real time. We use alternative data — not just credit scores — to get you the best offer fast.
Get multiple funding offers tailored to your business — with clear, transparent terms. No hidden fees, no surprises. You pick what works best.
Sign your agreement and funds hit your business bank account the same day — often within hours. Use the capital however your business needs it.
Whether you need quick working capital or long-term growth financing, we have a product built for you.
Get a lump sum of capital in exchange for a percentage of future daily revenue. The fastest path to same-day funding.
Draw funds when you need them and only pay interest on what you use. Revolving access to capital on demand.
Receive an upfront advance tied to your projected future revenue. Payments flex with your cash flow automatically.
Fixed monthly payments with predictable terms for bigger investments — equipment, expansion, inventory, and more.
Traditional banks take 30–90 days and still say no. We say yes — today.
Apply in the morning, have cash by afternoon. Our automated underwriting and dedicated advisors move fast — because your business can't wait.
We show you exactly what you'll owe before you sign. No prepayment penalties, no surprise charges, no bait-and-switch offers.
A real human walks you through your options, answers every question, and advocates for the best deal for your business.
We understand the unique cash flow needs of your business type.
Thousands of small businesses have used Hour Funding to solve cash flow, seize opportunities, and grow.
"I applied at 9am and had $75,000 in my account by 2pm the same day. My restaurant was able to cover a critical equipment repair and keep our doors open. Absolutely incredible service."
"My trucking company needed capital fast to take on a new contract. Hour Funding delivered $120K in half a day. My advisor was responsive, honest, and got me the best rate. I've used them three times now."
"Banks laughed at us. Hour Funding approved our dental practice for $200K within hours. We upgraded our equipment and our revenue has grown 40% since. This is what real small business support looks like."
Everything you need to know about same-day business funding.
Join thousands of small businesses that stopped waiting and started growing. Apply now — it takes 5 minutes and won't affect your credit.